Why The SAFE Banking Act of 2019 Needs to Be Passed

As more states legalize marijuana, bankers find they have a problem on their hands. While more than thirty-three states have legalized the use of this substance, the federal government has yet to do so. As a result, banks may be subject to legal action if they work with marijuana businesses. This issue has been around for several years now, and the banking industry is pushing lawmakers to resolve it. Progress is being made, according to the Marijuana Policy Project, as Congress has begun to hold hearings on the matter. Now, however, it’s simply a matter of time before the issue is fully addressed and everyone knows where they stand.

The SAFE Banking Act

The Secure and Fair Enforcement Banking Act of 2019, also known as the SAFE Banking Act, is designed to protect financial institutions and their employees if they provide services to cannabis businesses in those states where the use of the substance has been legalized. If this legislation is passed, banks will be safe from prosecution, and those in the cannabis industry will find they have more options when it comes to managing their finances.

Why Is This Important?

When a business cannot obtain a bank account, it must operate on a cash basis. This leaves the company at great risk of being robbed and makes it difficult to carry out essential, routine, and mandatory tasks, such as paying taxes. Everything must be done in cash, and tracking the movement of money becomes more difficult as well. Congress must determine how to best address the problem, as the federal government has yet to decide whether the cannabis industry is legal on a national level. This leaves many banks unclear as to how best to proceed.

Fortunately, the cannabis industry does have political support in some areas. John Boehner, the former House Speaker, has come out in favor of the legalization of cannabis, and Cory Booker, the senator from New Jersey, has put forth legislation to expunge marijuana convictions at the federal level. Hopefully, these individuals will be able to help banks navigate these murky waters until the problem is resolved once and for all. Only then can banks fully provide the desired services without fear of repercussion.

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The Beginners Guide To (Chapter 1)

Important Elements to Consider When Choosing the Best Attorney for your Lawsuit

If you decide to fix your legal issues by yourself you can end up creating more damage than good. Hiring the best attorney for your lawsuit like this attorney will ensure that you will get bets services. Choosing the best attorney for your lawsuit can be a challenge. The reason for this is that there are so many attorneys for your lawsuit like this attorneys out there. When choosing the best attorney for your lawsuit you need to consider the services fee and the experience. click here for more tips for choosing the best attorney for your lawsuit.

First off, you need to consider the experience of the attorney for your lawsuit. You need to make sure that the attorney for your lawsuit like this attorney that fixes your legal issues has handled such problems before. Doing this will make sure that you will get the best legal services. Asking the attorney for your lawsuit to connect you with his/her previous clients is one thing you can do to know more about the lawyer. When you do this it will help you to know about the quality of services you need to expect.

You should also consider the location of the attorney for your lawsuit. You need to make sure that you choose a local attorney for your lawsuit like this attorney. The reason for this is that you will be guaranteed quality legal services. Another benefit of choosing the best local attorney for your lawsuit like this attorney is that you will easily be able to access him/her. In case your loved ones have legal issues you can therefore easily and quickly take it to the attorney for your lawsuit. Another benefit of choosing a local attorney for your lawsuit like this attorney is that the attorney that you are considering for your lawsuit will provide you with quality legal services since they want to create a good image.

Another important element you should make is the professional and academic qualifications of the attorney for your lawsuit like this attorney. Make sure that the attorney for your lawsuit like this attorney you choose has the required licenses and permits to run the legal business. This will ensure that the attorney for your lawsuit like this attorney you select is legit. Also, you will be guaranteed of legit legal services.

The success rate of the attorney for your lawsuit like this attorney is another important element you should make. It is important to ensure that you select an attorney for your lawsuit that has a good track record. Another thing you should consider is if the lawyer that you are looking to pick is trusted. You can do this by looking at the number of clients they have served, look at this website of the attorney for more info.

Two Topics Emphasized by One Leading Sales Training Course

Learning how to close more sales will always be desirable for anyone who hopes to remain in the field for long. Few people who are successful over the long term lack a deep commitment to becoming more effective and knowledgeable.

Fortunately, there are plenty of proven ways to become a more productive and capable salesperson, many of which are also highly accessible. A quick look at some of the ideas discussed in one leading sales training course will make it clear why so many seek out this type of professional education.

Many Ways to Become More Effective at Selling

Sales is a lot more complicated than many outsiders assume, and even some who are familiar with the field fail to appreciate and respect its complexity. Whatever the particulars, there are almost always opportunities to craft a more compelling sales message and find better ways of delivering it.

Established sales experts often prove able to point out such facts to others. One top sales training curriculum online includes information about important issues like:

  • Developing understanding. It is always easier to make a strong case for a particular product or service when a firm, accurate understanding of the potential client’s situation has been established. Unfortunately, many would-be salespeople put relatively little effort into acquiring such knowledge or do not even know how to get started. In practice, coming to an understanding of a client’s needs and goals often proves to be the best way of all to kick things off. Tactics that have proven useful in this respect can end up being some of the most valuable of all.
  • Targeting. Some salespeople end up wasting far too much time and effort convincing people who have no power to influence decisions. That will almost always be costly, and it can even mean missing out on a sale that would have been easy to secure by other means. Learning who to target and how best to do it can easily become one of a salesperson’s most important achievements.

Mastering a Challenging Field

Becoming better equipped to address issues like these will always serve a salesperson well. There are now plenty of ways to learn about such subjects and to apply the lessons in practice.

Short Course on – What You Should Know

Features to Consider When Choosing a Plumber
People may require a plumber to assist them with fixing the pipes and do leak detection correctly. An individual needs to take a gander at different attributes before they can pick the plumber to work for them at any time. A customer should ensure that the talented individuals they contract have an endorsement of interest and get certify by the important bodies. The gifted individuals need to have a declaration which they will enable them to serve their customers in society. An individual should guarantee that they get approve individuals by the essential body when they need the channels administrations. When an individual gets the individuals with the licenses, they can get the confirmation of great services. Clients will expect top notch administrations from specialists when they enlist them.
A client should in like manner check at the studies so they can understand the best individual to pick. The surveys will help an individual in choosing the pros to pick in the society. One should search for specialists who have numerous constructive remarks from the clients they have served in the community. A plumber should ensure that they give their best reliably they get utilized so they can fabricate their notoriety. When one has the best picture, they will get numerous customers who will assist them with making the perfect measure of cash at all times. The specialists should accomplish their objective of making more cash by drawing in more customers in the public eye at all times.
The specialist organization ought to have an office in their public where the clients can visit and clarify their problems. Clients will have a sense of safety to visit the workplaces of the specialists and get their administrations at some random time in their society. The plumber ought to answer the call of their customers and offer them with the administrations that they need inside a short period. The plumber must leave their customers happy with their administrations consistently so they can generally return for their administrations in future on the off chance that they need them. The customers ought to contract the gifted individuals who will charge them less measure of cash that they can figure out how to pay after they get the administrations at any time. Talented people should not to swindle their clients with the objective that they can get organizations from them. People in the public ought to consistently work with the talented individuals who have low rates so they can empower them to set aside their cash at all times. The jacks of all trades should have association around there with the objective that they can help their clients with purchasing the best materials. One ought to guarantee that their organizations last longer after they serve their clients with the objective that they can save their money and time.

A Look at a Successful Businessman

Kirk Chewning is a well known businessman int eh field of financial services. He has a vast knowledge in consumer and commercial lending, technology architecture and development, metric development, data analytics, management consulting, and financial modeling. He held many prestigious positions in various companies before becoming a partner at Crane Bay Partners in 2009. Below is a closer look at his life and his many professional accomplishments.

Chewning, Before Crane Bay Partners

Mr. Chewning received a bachelor’s degree in finance from Michigan State University. In his 25 years in the professional field, Kirk held many high-level positions, as well as starting several companies. Some of his titles include: VP for a large international bank, founder and VP of business development for a web application development company, senior consultant for a top-ranked marketing research company, VP for TranDotCom Solutions, and more. He also travels worldwide to speak at various engagements with fortune 250 companies.

Crane Bay Partners

In 2009, Mr. Chewning and his business partner, David Johnson, founded Crane Bay Partners. The two business partners are top experts in the fin-tech services field. They work with various clients to assist them with their risk management portfolios and any other financial services they may need. As co-CEO, Mr. Chewning does not stop at running the company, he also assists his many employees with various tasks when it comes to their clients.

Life on St. Croix

Crane Bay Partners is located on the island of St. Croix, a part of the U.S. Virgin Islands. Aside from his professional career, Mr. Chewning is a strong advocate for education and volunteers his team to teach people of all ages various skills for the corporate world. Not only does he volunteer his time, but he is also very charitable, and has donated upwards of hundreds of thousands of dollars to those affected by Hurricanes Irma and Maria.

Mr. Chewning is very involved in his community and does so much for it and its youth. He and his business partner started a charity called Crane Bay Cares to help those in need of assistance after the two natural disasters devastated the islands.

Helpful Tips To Recover Mentally From A Personal Injury

Helpful Tips When Dealing With Personal Injury

Helpful Tips To Recover Mentally From A Personal InjuryHaving a lawyer to guide you through the personal injury process can be quite helpful. Implement the advice here to navigate your injury claim case. Winning is much too important to take a chance.

When fighting a personal injury case, a lawyer will have many curve balls thrown at him. That means that only a lawyer with an extensive history in the field of personal injury law will be able to be successful at trial. Look for a lawyer with lots of experience behind him.

Having a preexisting condition does not automatically negate a personal injury claim. However, it is important to let your attorney know if you have any preexisting conditions. Do not ask for a settlement that exceeds the impact of the personal injuries the other party can be held responsible for.

The biggest mistake you can make as a personal injury client is to select the first lawyer who you find. Don’t do this! Instead, check out multiple lawyers and firms to find out which have the best track record in the field. The time spent will be paid back in dollars at the end of the case.

The personality of your lawyer is just as important as their experience in personal injury law. You need to choose a lawyer who lets you play a role in your case. You should be in touch with them frequently so you can update them on any information you have and vice versa.

When you are in a car accident, you need to make sure you have the correct identity of the other person involved. Make sure they show you their drivers license. This should be in the police report, but make sure that the officer on the scene gets this information to you as well.

When you are filing an insurance claim, try to have the other party’s insurance company pay your medical bills without you signing any releases. This means that their insurance company is admitting the insured is at fault. You will have a better chance of winning your case if you do this.

Make sure you ask the right questions if you talk to a personal injury lawyer. Make sure the attorney has experience in personal injury cases and is qualified in your state. Ask what kind of record the lawyer has. You want a successful lawyer, of course, and one who has years of experience.

You need to have a budget set up before you hire a lawyer. The costs can easily skyrocket if you don’t present your budget to your lawyer before they begin. Try to find someone who will work on a conditional basis so you only have to pay them if they win your case.

Take things slow and take good care of yourself. Do not let working on your case get more important than your personal health. The most important thing you need to do when suffering from a personal injury is rest and make sure you are healing like you should be.

If you hurt yourself at someone’s house badly enough to want to sue, it is vitally important that you find a lawyer who deals with residential accidents. Workplace or car accident specialized lawyers will not be able to deal with the case as easily or efficiently as an attorney who has done it before.

When searching for a personal injury lawyer, do not make a decision too quickly. Make sure to interview several lawyers to have a good pool of candidates before you make your decision. Sometimes, you will find a better lawyer than the first one, even if you think he or she is top notch.

Refer anyone on the other side of the case to talk to your lawyer if they try to communicate with you. This is to ensure that you do not say anything that may affect your case negatively, and to guarantee that your lawyer knows exactly what is going on. Remember this rule to ensure that your case has the best outcome.

While a good injury lawyer can’t guarantee a victory, he or she certainly can make one more likely. Use this advice and be certain to follow your lawyer’s instructions. It could be a lengthy process, but it should be well worth it in the end.

Influential Consultants are Helping Businesses Make Better Use of AI

Many leaders in the world of business have heard plenty of talk about how artificial intelligence, or AI, is getting ready to upend and revolutionize many fields. Unfortunately, pinpointing just how AI is likely to affect a particular industry or market has proved to be a lot more difficult than would be hoped.

In many cases, the best way to respond will be to have a consulting company like Cane Bay Partners look into the details to develop an informed, well-grounded forecast. While AI will undoubtedly produce plenty of profound changes in the years to come, it generally takes quite a bit of domain-specific knowledge to figure out where its impact will be greatest.

Experts Ready to Assess How AI Will Change Particular Business Activities

Business leaders frequently find themselves tasked with deciding how best to allocate limited resources. That often means being required to predict how particular options will evolve and develop over time.

When faced with a relatively novel matter like AI based on neural networks and deep learning, it can seem almost impossible to make a truly informed, appropriate decision. In many such cases, though, simply reaching out for some advice will make things quite a bit simpler.

Consultants are Ready to Help

That will most often mean bringing in a consultant who understands both the strengths of AI and the particular nature of the subject at hand. Some of the business activities and areas where AI’s likely future impact will generally be of greatest interest are:

  • Call centers. Many companies either run call centers of their own or operate them on behalf of clients. Just how AI will integrate with future call center operations in general is a question for which no firm answer has yet been revealed . In particular contexts, though, having access to the right types of expertise tends to make it easier to judge whether AI will facilitate specific call center processes or not.
  • Marketing. AI of certain types is already being employed to great effect by especially forward-thinking marketers. Once again, consultants who keep up with the state of the art can help companies judge whether similar opportunities might be available to them.

Experienced consultants are prepared to help their clients judge how AI will impact areas like these in the near future. That will often help clarify whether related investments will make any sense.

The Key Elements of Great

Why Two Way Radios are Important for Your Firm.

Two-way radios were in use long before the smartphones were introduced. Additionally, you can still use them even in this cell phone era. In many job sites, you will find people using mobile phones because of convenience and also multi-functionality. No matter how much you are able to do with mobile phones, if you are at a job site you will find the two-way radios to be more useful. When an emergency or disaster occurs, cell service network also goes. However, if you still have a two-way radio you will be able to communicate with other people. Also, communication during emergencies will reach more people if you can relay the message to a group. Through these radios, everyone who is listening will be able to get the message you are trying to convey. In the case of mobile phones, you will have to call each person individually. Additionally, if you just convey the message to a single person to pass it to other people, he might forget or some things might be distorted in the communication.

The two-way radios are very durable and they do not weight a lot. When you are going to a job site, you will not have to cover them using a case and even if they drop they will not crack. In the manufacture of the radios, the specifications are military standard not to forget IP specifications and that is why they can survive even in the harshest circumstances. The battery life is also long with some lasting for up to 24 hours. With a fully charged radio, you can be in the field all day long and you will be able to communicate with everyone who has a radio as well.

The amount of money you will spend in buying a two way radio is very low compared to what people spend on cell phones. Good mobile phones are expensive and they require investment in terms of thousands of dollars and this will be quite a cost if each department in your company requires such. When you are using two way radios, you will find them to be cost-effective in that you will not have to pay any monthly fees in their use, service contracts or even calling minutes. Additionally, the radio can be shared meaning even having one for each department is enough as opposed to each worker having his or her own. Another merit of the two way radios is the fact that the messages to be passed across will be clear despite the environment or weather conditions. You can discover more about two-way radios from Brentwood Communications here.

Creating A Plan For Upcoming Tax implications

In the Virgin Islands, tax implications are overwhelming for taxpayers who operate their own small business. Tax deductions aren’t managed by an employer and the contractors are responsible for their own taxes. When starting a small business, the new owners might need advice from a financial planner to avoid common mistakes.

Calculating Tax Implications Per Quarter

The earnings generated during each quarter defines the exact tax implications for the consumer or business owner. A financial advisor reviews the earnings and compares them to the current tax table. The rate identified in the table is how much the taxpayer must pay. Submitting quarterly payments lowers the overall tax implications for the year.

Creating a Savings Account for Tax Payments

A saving account offers a beneficial method for saving funds for tax requirements. By depositing the minimum amount, the individual could generate interest each month. A new budget helps them determine how much they should deposit into the account for their quarterly tax requirements. By separating the funds from their bank account, the taxpayer won’t overspend or lose the money they need for tax implications.

Keeping Accurate Records of All Payments and Vouchers

Financial planners help consumers and businesses learn more about keeping accurate records for all tax payments and vouchers. The task prevents common issues that could lead to underpaying and increasing tax liabilities at the end of the year. Accurate records help the taxpayer keep track of the expenses and avoid repercussions.

Evaluating End of Year Tax Implications

Financial planners help consumers and businesses review their end of year tax implications. Taxpayers who pay taxes every quarter are less likely to face high tax payments when filing their returns. In fact, some taxpayers could receive a higher refund by making quarterly payments.

In the Virgin Islands, tax implications are paid either each quarter or at the end of the tax year. A small business owner should consider paying their taxes every quarter and avoid higher expenses later. A financial planner helps the taxpayer create a better plan for their quarterly tax implications. Taxpayers who want to learn more about the benefits of quarterly tax payments contact David Johnson Cane Bay right now.